1. Introductory Call: Getting started can feel overwhelming, but we strive to make the first step seamless. During a brief call or virtual meeting, we’ll take the time to understand your current financial situation and needs. We’ll also introduce our team, firm, and financial planning approach. If we’re a good fit, we’ll outline the next steps to move forward.

2. Discovery Meeting: The purpose of this meeting is to discuss you – your life, values, and financial aspirations. Whether it’s supporting loved ones, or contributing to charitable causes, or securing your legacy, we want to understand what matters most to you. Our goal is to listen, learn and determine how we can best support your financial journey.

3. Comprehensive Plan: Based on your individual situation, we’ll create a clear and actionable roadmap that is tailored to your future aspirations. This plan will include:

• Retirement planning
• Risk management
• Tax strategies
• Social Security and pension planning
• Insurance needs analysis
• Investment construction and monitoring
• External asset review

4. Investment Management: With your financial plan as our foundation, we’ll design a customized investment strategy that aligns with your objectives.  Our portfolios are carefully constructed using insights from both internal and external experts. We actively manage and rebalance investments to adapt to evolving market conditions and your personal needs.
 
5. Distribution & Legacy Planning: As you transition into the distribution phase of life, we’ll help you develop an income strategy that allows you to enjoy your wealth with confidence. Additionally, we’ll work together to establish a legacy plan, so your wealth is passed on efficiently to the next generation or the causes you care most about. 

Addressing Complex Needs: During the planning process, we may uncover situation requiring specialized strategies. We offer tailored solutions including, but not limited to, the following:

• Trust services and administration
• Estate settlement
• Business owner solutions
• Business valuation services
• Employee stock option planning
• Retirement Plan administration and design
• Charitable giving strategies
• Legacy and transition planning

The information offered is provided to you for informational purposes only. Robert W. Baird & Co. Incorporated is not a legal or tax services provider and you are strongly encouraged to seek the advice of the appropriate professional advisors before taking any action.